Credit Card Tips and Financial Growth Insights

1. How can I get the best credit cards for my needs?

To get the best credit cards, research cards that align with your spending habits (e.g., travel, cashback, or rewards). Check eligibility requirements, compare annual fees, interest rates, and perks. Building a strong credit score and applying strategically will increase approval odds.

2. What are the 3 biggest mistakes to avoid with credit cards?

Ankur Warikoo highlights these critical mistakes: (1) Missing payments (hurts credit score), (2) Maxing out your credit limit (increases utilization ratio), and (3) Ignoring fees/terms (leads to unexpected costs). Always pay bills on time and monitor spending.

3. How can I build wealth without relying on platforms like Roblox (e.g., Robux)?

Focus on real-world financial strategies: invest in stocks/crypto, start a side hustle, or learn high-income skills. Avoid get-rich-quick schemes; instead, prioritize long-term growth through budgeting, passive income, and smart credit card rewards.